Essence Lending
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Find the Right Mortgage Option For You

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Purchase

I want to buy a
home

Refinance

I'm ready to
refinance

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I want to see if I qualify
to buy my first home

Residential Purchase & Refinance Loans in TX

Welcome to Essence Lending, your trusted mortgage broker serving the great state of Texas. We understand that finding the right loan solution for your specific needs can be a daunting task, but fret not as we are here to simplify the process for you. With a wide range of loan types available, we pride ourselves on being able to cater to the unique needs of every customer.

Whether you are a first-time homebuyer or a seasoned homeowner, we have the perfect loan solution just for you. Our mortgage experts specialize in a variety of loan types, including FHA Loans, VA Loans, Jumbo Loans, Conventional Loans, Non-QM Loans, and Bridge Loans. No matter the nature of your borrowing requirement, we've got you covered.

At Essence Lending, our commitment to excellence extends beyond simply providing loan solutions. We strive to create a friendly and personalized experience for every client that walks through our doors. Our knowledgeable team is always ready to answer any questions you may have and guide you through every step of the mortgage process. We believe in building lasting relationships and ensuring our clients are fully informed throughout the loan journey.

When it comes to finding the ideal loan solution for your specific needs, look no further than Essence Lending. With our extensive range of loan types and our unwavering commitment to exceptional customer service, we are here to make your homeownership dreams a reality. Contact us today and let us help you navigate the world of mortgages with ease.

Begin Your Home Loan Process Today!

1

Answer a few questions

Tell us what you're looking for so we can match you with the perfect mortgage

2

Find your lender

We'll search for the top rates from our network of lenders in your area

3

Lock in your rate

Your lender will contact you shortly so you get more info or lock in your rate

Find the Right Mortgage Option for You!

Tools to help you get started

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply Now

Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

Mortgage Calculators

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.

Loan Programs

Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.

Step by Step Guide

Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.

What our clients say about us!

I've been working with Allen since 2015, and I can confidently say he is the best in the business. Over the years, he has assisted me with the purchase of my primary home and multiple investment properties, and every experience has been outstanding. Allen consistently provides exceptional service. He is knowledgeable, responsive, and always willing to go the extra mile to ensure a smooth process. Whether it's answering questions, providing guidance, or addressing concerns, Allen is always available and ready to help. His expertise in the mortgage industry is evident, and his ability to navigate complex situations with ease has been invaluable to me. He has a keen understanding of the market and always finds the best rates and terms for my loans. Additionally, his attention to detail and thoroughness give me confidence that everything is handled correctly and efficiently. Working with Allen has been a pleasure, and I highly recommend him to anyone looking for a reliable and professional mortgage lender. His dedication and commitment to his clients are truly unparalleled.

- Jeev V.

Allen was very helpful, very understanding and very patient. You're lucky to have him!

- Carolyn K.

It was a great experience . I really appreciate Allen Moniri for his professional service.

- Persis K.

Mr. Allen Moniri at Essence Lending enjoyed working with him -- he gave us sound advice, was very prompt and timely with all of his communications, and never shied away from responding to our questions after-hours. He was very professional throughout the transaction and wasdiligent in keeping us abreast of everything. We are very happy that we used him to secure a mortgage loan and will be sure to recommend him to friends and family. It was great working with Allen!

- Sam K.

Allen and his team did an amazing job to the highest standard. I would highly recommend him.

Thanks for helping my people with their first home.

- Pepper B.

Allen Moniri took us through the entire process, even working odd hours due to our travel, came up with creative solutions for us to complete paperwork on time from overseas. Deliberate in his information, easy to understand too. I always felt he was able to answer any question, no matter how basic.

- Katherine P.

We felt like Allen had our interests at heart!

- Lawrence P.

Very professional and nice team and I’m very happy that we worked with them.

- Farhng S.

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